About Identity Theft
[The following information comes from Identity Theft Portal the United States Federal Trade Commission]
It is much easier to prevent identity theft than it is to clear up the mess after your identity has been stolen by identity thieves. Identity theft prevention is something everyone needs to consider these days, with new cases of ID theft happening all the time.
What is identity theft?
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.
The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make - or until you’re contacted by a debt collector.
Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.
Don't let this happen to you.
WHAT TO DO IF THIS HAPPENS TO YOU? download brochure
Other helpful links:
Identity Theft Resource Center
Identity Theft Portal
Federal Trade Commission
Federal Citizen Info Center
GA Department of Consumer Affairs